The Australian Financial Security Authority (AFSA) is a Commonwealth statutory authority that does two main things:
- Administers personal insolvency (bankruptcy, debt agreements, personal insolvency agreements).
- Operates the PPSR under the Personal Property Securities Act 2009 (Cth).
Functionally, when you "search the PPSR," you're hitting an AFSA endpoint. AFSA charges A$2 per search and issues the official certificate. Resellers like Hoist Assets sit between you and AFSA, pay the A$2 on your behalf, and add a workflow layer.
Other AFSA touchpoints
- The National Personal Insolvency Index [AFSA-side: National Personal Insolvency Index] - a different register from the PPSR; tracks bankruptcy notices.
- B2G Account framework for resellers.
Worth noting: AFSA's NPII [AFSA-side: National Personal Insolvency Index] (the bankruptcy index) is a separate register from the PPSR. Hoist Assets operates on an org-only scope for PPSR searches - see the NPII disambiguation page for the full explanation.
Related terms
- PPSR - The Australian national register where security interests in personal property are recorded.
- B2G Account - AFSA's framework for approved PPSR account-customer organisations and source availability.
How Hoist Assets uses this
Search the AFSA via the Hoist Assets API or MCP server. See /docs for endpoints.