Hoist vs CreditorWatch.
Honest comparison. Both products have customers who'd be wrong to switch.
When to pick CreditorWatch
- You want continuous monitoring of a counterparty's credit signals (defaults, court actions, scores).
- You're running collections and need ASIC alerts.
- You want a credit score plus PPSR in one place.
When to pick Hoist
- You're doing transactional due diligence: your AI agent runs a supported source check, reads its tool-specific verification response, and moves on.
- You want MCP, API, or CLI access for your AI tool or platform.
- You understand separate Evidence Pack exports are prelaunch fixture or unsearched samples.
- You don't need credit scoring and have your own underwriting model.
Feature-by-feature
Hoist column reflects the API and MCP product direction. sample data is available for testing - see /roadmap.
| Feature | CreditorWatch | Hoist |
|---|---|---|
| Source-cited Evidence Card (MCP + API + CLI) | - | Live for ABN/GST; conditional on loaded trusted snapshots; separate Evidence Pack exports remain prelaunch samples |
| PPSR organisation search | Live | Preview and paid search are currently unavailable |
| Credit scoring / reporting | Live | - |
| Portfolio credit-default monitoring | Live | - |
| Entity or asset monitoring (unavailable in Hoist) | - | Unavailable; account access does not unlock it |
| ASIC alerts | Live | Pending (later) |
| Public REST API | Limited API | Published |
| Self-serve signup | Live | request access |
| Paid PPSR production pricing | - | Not currently available through Hoist |
pricing
Hoist's live ABN/GST calls are free; snapshot-backed workflows are free once their required trusted snapshots load. Billing remains reserved for future paid-source workflows; see /pricing for current status.
| Volume | CreditorWatch (today) | Hoist |
|---|---|---|
| Single PPSR search | Bundled in plan | Not currently available through Hoist |
| Pricing model | Monthly plans from ~A$59 (basic monitoring) to A$500+ (Pro) | Paid PPSR production pricing not yet published |
| Monitoring | Bureau credit monitoring, primary | Unavailable; entity and asset monitoring not supported |
CreditorWatch prices are estimates based on customer-published rates. Hoist makes no current paid-PPSR production price claim. Paid PPSR searches and pricing are not currently available through Hoist. Corrections welcome through /contact/.
Migration
If you primarily use CreditorWatch for monitoring, keep it. Use an established provider for PPSR preview or paid search today; both are currently unavailable through Hoist.
FAQ
01Can I use both?
Yes. CreditorWatch can cover bureau credit scores and portfolio monitoring; Hoist can cover live ABN/GST diligence for your agents. Hoist entity and asset monitoring is unavailable. Use AFSA direct or another established provider for PPSR today because Hoist PPSR preview and paid search are currently unavailable.
Other comparisons
Try the workflow shape today.
Live ABN/GST calls are free; snapshot-backed workflows are free once their required trusted snapshots load. Account access may still be required for gated data or higher limits; no current workflow requires billing setup.