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HomeCompareHoist Vs Equifax Ppsr

Hoist Assets vs Equifax PPSR Online.

Honest comparison. Both products have customers who'd be wrong to switch.

Last updated 2026-05-15Researched independently
TL;DR. Equifax PPSR Online is a long-running PPSR reseller integrated with their credit bureau products. If you're already buying credit reports from Equifax and want PPSR on the same login, stay. If you want planned public pricing, an MCP server, and a per-search API, plan to switch when Hoist planned goes live - Hoist is built for API and MCP workflows (sample data only). See /trust/afsa-b2g/ and /roadmap.

When to pick Equifax PPSR Online

  • You're a bank or large lender already on an Equifax credit-bureau contract.
  • You want PPSR pulled inside your existing Equifax credit application.

When to pick Hoist Assets

  • You're a broker, SME lender, business broker, or insolvency practitioner without an Equifax bureau relationship.
  • You want your AI tool of choice to call the source and get back an Evidence Pack.
  • You want planned public pricing on a page, not a quote form.
  • You want MCP, API, or CLI access.

Feature-by-feature

Hoist column reflects the API and MCP product direction. sample data is available for testing - see /roadmap.

FeatureEquifax PPSR OnlineHoist Assets
AI-agent Evidence Pack (MCP + API + CLI)-API + MCP access for PPSR and ABN checks
PPSR organisation + serialLiveAvailable by account access
Credit reportingLive-
Public REST API-Available by account access
Self-serve signup-request access
Public pricing-Live (see /pricing)

pricing

Pricing below is the planned usage model; see /pricing for caveats.

VolumeEquifax PPSR Online (today)Hoist Assets
Single PPSR callContract pricing, typically A$20-25A$2.50 per call (planned)
Monthly plansBundled with credit reporting contractFrom A$99/mo (planned)

Equifax PPSR Online prices are estimates based on customer-published rates. Hoist prices are the planned rates - they are not billed today. Corrections welcome through /contact/.

Migration

Plan: export your historic searches from Equifax Online (CSV or PDF batch) during onboarding once paid access opens; we'll seed your account.

FAQ

01Is Equifax's certificate any more 'official' than ours?

No. Both go through AFSA and return the same AFSA-issued certificate. The certificate is the legal artefact; the reseller wrapper is just workflow and billing.

Other comparisons

Try the workflow shape today.

sample data are free. live checks and paid plans are handled through API access. request API access to lock the planned price.